feat: auto-start embedded NATS server in New()

Pub/sub now works out of the box — New() starts a process-scoped
embedded NATS server with JetStream. The PubSub interface remains
for custom backends via Config(Options{PubSub: ...}).

- Move vianats functionality into nats.go (eliminates circular import)
- Add NATSConn(), JetStream(), EnsureStream(), ReplayHistory[T]() to via
- Delete vianats/ package
- Simplify nats-chatroom and pubsub-crud examples
- Rewrite pubsub tests to use real embedded NATS

pubsub.go

@@ -1,7 +1,8 @@
 package via
 
 // PubSub is an interface for publish/subscribe messaging backends.
-// The vianats sub-package provides an embedded NATS implementation.
+// By default, New() starts an embedded NATS server. Supply a custom
+// implementation via Config(Options{PubSub: yourBackend}) to override.
 type PubSub interface {
 	Publish(subject string, data []byte) error
 	Subscribe(subject string, handler func(data []byte)) (Subscription, error)